Effective Date: December 14, 2025

These Terms and Conditions of Use ("Terms") govern your access to and use of the website operated by Brixx Wealth Planning ("Brixx," "we," "our," or "us"). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

1. Purpose of the Website

This website is provided for informational purposes only. It is intended to describe the services offered by Brixx Wealth Planning and to provide general information about financial planning concepts.

The website is not intended to provide financial, investment, tax, or legal advice, nor should any content be relied upon as such.

2. No Client Relationship Created

Your use of this website, submission of information through contact forms, scheduling of a consultation, or receipt of communications from Brixx does not create a client, advisory, fiduciary, or professional relationship.

A client relationship is established only upon execution of a written agreement that defines the scope and terms of services.

3. Scope of Services

Brixx Wealth Planning is a planning-only firm that provides personalized financial planning, education, and guidance.

Brixx does not:

• Provide investment advice

• Act as a registered investment adviser

• Manage assets or have custody of client funds

• Recommend specific securities or financial products

• Execute transactions on behalf of clients

• Sell insurance or investment products

All services are non-discretionary and limited to planning, education, and guidance.

4. Investment, Tax, and Legal Information

Any references to investments, taxes, or legal concepts are provided solely for educational and planning purposes.

You should consult appropriately licensed professionals before making investment, tax, or legal decisions. Brixx Wealth Planning does not assume responsibility for decisions made based on website content.

5. No Guarantees or Warranties

Financial planning involves assumptions, estimates, and projections. Outcomes are inherently uncertain.

Brixx Wealth Planning makes no representations or warranties regarding the accuracy, completeness, or suitability of information on this website, and does not guarantee results or outcomes.

6. Limitation of Liability

To the maximum extent permitted by law, Brixx Wealth Planning shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website or reliance on its content.

This limitation applies even if Brixx has been advised of the possibility of such damages.

7. User Responsibilities

By using this website, you agree:

• Not to use the website for unlawful purposes

• Not to attempt to gain unauthorized access to any portion of the website

• Not to interfere with the security or functionality of the website

8. Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Brixx Wealth Planning and is protected by applicable intellectual property laws.

Content may not be copied, reproduced, distributed, or used without prior written permission.

9. Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes.

Brixx Wealth Planning does not control or endorse third-party websites and is not responsible for their content, accuracy, or privacy practices.

10. Website Availability

We make reasonable efforts to maintain website availability but do not guarantee uninterrupted or error-free access.

We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.

11. Geographic Limitations

This website is intended for use by individuals located in the United States where permitted by law.

Brixx Wealth Planning makes no representation that the website or its content is appropriate or available for use in other jurisdictions.

12. Changes to These Terms

We may update these Terms from time to time. Changes will be effective upon posting to this page with a revised effective date.

Your continued use of the website constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Brixx Wealth Planning is organized, without regard to conflict of law principles.

14. Contact Information

If you have questions regarding these Terms, please contact:

Brixx Wealth Planning
info@brixxwealth.com

Brixx Wealth Planning provides financial planning, education, and guidance only. We do not provide investment advice, manage assets, or recommend specific securities or financial products.