Personal Financial Planning

Clarity Through Planning, Education, and Guidance

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Who We Serve

Our personal planning is designed for individuals and families who:

  • Want clarity and structure in their financial life

  • Are navigating complexity around income, family, taxes, or retirement

  • Value independent, planning-first guidance

  • Prefer education and planning support before implementing decisions

Why Brixx

  • Fee-only, planning-focused firm

  • No commissions or product sales

  • No investment management

  • Clear, structured planning and education

Planning Services

At Brixx Wealth Planning, we provide planning-focused financial education and guidance for individuals and families who want confidence in their financial decisions — without selling products, earning commissions, or managing investments.

Our work centers on structured planning, informed decision-making, and financial education. We help you understand your options, evaluate tradeoffs, and move forward with clarity.

    • Goal identification and prioritization

    • Integrated planning across all areas of your financial life

    • Scenario analysis and decision modeling

    • Spending and savings analysis

    • Net worth organization and tracking

    • Long-term cash flow clarity

    • Retirement readiness projections

    • Income and distribution planning education

    • Social Security and longevity planning guidance

    • Forward-looking tax analysis

    • Roth conversion and tax strategy education

    • Tax-efficient savings and withdrawal planning

    • Coordination with your CPA

    • Portfolio structure and asset allocation education

    • Risk and diversification concepts

    • Asset location and investment strategy education

    We do not provide investment advice, manage assets, or recommend specific securities.

    • Coverage education and gap identification

    • Policy structure and cost-efficiency review

    • Review of wills, trusts, and beneficiary designations

    • Legacy and charitable planning education

    • Coordination with your estate attorney

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Engagement Structure

We offer:

  • One-time planning engagements for specific needs or decisions

  • Ongoing planning relationships for continued education and guidance

Planning fees generally begin at $1,500, with pricing based on scope, complexity, and level of ongoing support.